Our payday lenders do have a few requirements to issue a loan. They include:
- Being at least 18 years old
- Employed at the same job for the last 30 days
- A valid checking account
- Earning at least $800 each month
How to Apply
After submitting your information to iCashLoans, we will instantly search our large network of payday lenders to find the best match. If approved, you will then have the opportunity to review the terms of the loan. In some cases, lenders may ask for additional information from you.
Following the approval of your loan you can sit back and wait for your cash. Your loan will be processed quickly, and your money will be deposited directly into your bank account.
iCashLoans.com is Secure
Our site uses state of the art 256 bit SSL encryption protocol while handling your data. You can feel comfortable providing your personal information when applying for a loan with one of our lenders- we guarantee that our site is fully secure 24 hours a day.
For your convenience, your loan payments will be automatically taken out of your bank account. You will never have to worry about sending a check, or logging into a website to make a payment.
Implications of Late Payments
Every lender on our network determines their own policies in regards to late payments. Please review the loan terms to become familiar with the late payment policy before committing to a loan.
Obtaining a loan extension, also known as a rollover, is dependent upon the lender and the laws of your state. If extensions are permitted by law, lender may charge a substantially higher amount when repaying the loan.
Defaulting on a Loan
If you fail to make payments on your payday loan you can expect repercussions from your lender. We strive to work with lenders that use legal and fair practices when collecting on unpaid loans. Failure to payoff your loan according to the original terms will typically result in additional fees, and possibly legal actions.